Staff Software Engineer, Affirm Bank

1. About Our Client:

The organization operates in the financial services sector, focusing on reinventing credit by providing transparent and flexible buy-now-pay-later options without hidden fees or compounding interest. It is building a regulated banking entity to support these services, integrating vendor banking infrastructure, data platforms, and operational tooling to manage its banking charter effectively.

2. About the Opportunity:

The Staff Software Engineer, Affirm Bank role serves as a senior individual contributor on a small, AI-native engineering team responsible for the organization''s bank systems. This position sets the technical direction for core banking infrastructure and integration with the broader company, owning complex, high-impact problems, and shaping the bank’s technical architecture and standards. The role directly influences how the bank operates under its charter and integrates with broader organizational systems.

3. Responsibilities:

• Define and lead the technical strategy for the bank’s core systems including cloud infrastructure, data platforms, and integration boundaries.

• Design, build, integrate, and operate the most complex and ambiguous components of the banking stack.

• Establish and uphold high standards for code quality, design review, and documentation within a small engineering team.

• Utilize AI tools to enhance engineering productivity and operational workflows.

• Manage vendor evaluation, integration, and ongoing relationships across critical banking platforms.

• Define and maintain the integration patterns between the bank and parent organization.

• Collaborate with compliance, legal, risk, and audit teams to ensure systems meet regulatory requirements.

• Develop operational practices that maintain system reliability, observability, and audit readiness.

• Communicate technical strategies and trade-offs to leadership and cross-functional teams.

• Mentor engineers and contribute to team growth and hiring processes.

4. Requirements:

• Minimum of 8 years of software engineering experience with demonstrated ability to own complex, high-stakes systems through launch and operation.

• Proven ability to manage ambiguity and prioritize effectively in a fast-paced environment.

• Experience leveraging AI-assisted development tools to improve code quality and team productivity.

• Preference for simplicity, lean engineering practices, and standalone-operability.

• Experience setting technical direction and executing multi-quarter strategies beyond individual projects.

• In-depth knowledge of public cloud infrastructure (preferably AWS), infrastructure-as-code tools like Terraform, and cloud data platforms such as Snowflake.

5. Pay Range and Compensation Package:

• The pay range and compensation package for this role will be determined based on the candidate’s experience, skills, and other relevant factors.

Equal Opportunity Statement:

Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin.

Note:

TalentHop is not the Employer of Record (EOR) for this role. Our purpose in this opportunity is to connect exceptional candidates with leading employers. We help job seekers worldwide discover roles that match their goals and guide them to complete their full application directly through the hiring company’s career page or ATS.